Joyner Law Office - Bankruptcy Protection + Emergency Filings - Your Emergency is Our Emergency

What is Bankruptcy Chapter 7?

A Chapter 7 is a liquidation of most of your unsecured debts such as credit cards, medical bills, payday loans, and other personal loans. In most situations, you keep your home, car, and personal belongings.

How does a Chapter 7 help with a foreclosure?

If you can no longer afford your mortgage payments, a Chapter 7 can give you time to sell your home.

If the bank forecloses on your home and it is sold for less than what you owe, then the mortgage company will look to you to pay back the difference. A Chapter 7 will end your responsibility in paying this deficiency.

Contact Us

Call or text: 312-332-9001

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Fax: 312-332-9003

If our lines are busy, leave a message and I will call you back within two hours.

We are centrally located in the downtown Chicago 'Loop' area at 120 South State Street. Our office is easy to reach by public transit, including the CTA and Metra - view directions

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Yes, we do emergency bankruptcy filings - at Joyner Law Office - your emergency is our emergency

Call or text today to set up a FREE initial consultation.

Phone or TEXT 312-332-9001

Email vdjoyner AT

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Facsimile: 312-332-9003


Downtown Chicago Loop Bankruptcy Law Office

Joyner Law Office
120 South State Street
Chicago, Illinois 60603

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    Do you need to file for an emergency bankruptcy? Call or text us now: 312-332-9001

    Member - Illinois State Bar, Missouri State Bar, The Illinois Bar Association, National Association of Consumer Bankruptcy Attorneys, and the Chicago Bar Association