A Chapter 7 is a liquidation of most of your unsecured debts such as credit cards, medical bills, payday loans, and other personal loans. In most situations, you keep your home, car, and personal belongings.
If you can no longer afford your mortgage payments, a Chapter 7 can give you time to sell your home.
If the bank forecloses on your home and it is sold for less than what you owe, then the mortgage company will look to you to pay back the difference. A Chapter 7 will end your responsibility in paying this deficiency.
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Joyner Law Office
120 South State Street
Chicago, Illinois 60603
Do you need to file for an emergency bankruptcy? Call or text us now: 312-332-9001
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